It’s been quite a year. Finally, we are halfway through 2020, but some are warning the second half of the year from hell could be worse than the first. Coronavirus cases continue to surge and businesses continue to suffer. Those who have lost their jobs have been collecting an extra $600 a week in benefits from the federal government, but that is due to run out at the end of this month. If Congress doesn’t extend the benefit, people are going to have a harder time paying their bills. Delinquencies on mortgages have already doubled since March, and there are predictions evictions and foreclosures could reach historic levels. Schools are planning to reopen come fall, but can they? And if so, how? We long for sports to watch and teams to cheer for, and they now have plans to return to play, but now members of both the Brewers and Bucks organizations have tested positive for the virus. All of this uncertainty as tensions boil in the U.S. and we prepare for an election, likely amid a continued pandemic. It’s been quite a start to the year. Perhaps a collective deep breath is in order as we prepare for the rest of 2020 to play out.